Zhejiang Chouzhou Commercial Bank was founded in 1987, originating in Yiwu — the world's largest small-commodity distribution center. In 2006, it was successfully restructured from an urban credit cooperative into a joint-stock commercial bank. After nearly 40 years of substantial development, the Bank now operates 15 branches (management departments) and has sponsored the establishment of Zhejiang Chouzhou Financial Leasing Co., Ltd. and 7 village banks, with its institutions spread across 9 provinces (municipalities) nationwide. It has grown into a modern joint-stock commercial bank with total assets exceeding RMB 360 billion, more than 270 outlets, and over 7,000 employees, ranking among the world's top 500 banks and China's top 100 banks.
"Born of the market, dedicated to serving the market." As a "market-oriented bank" that has grown up alongside the market economy and the private economy, market-oriented DNA has long been woven into the very fabric of Chouzhou Bank. Faced with profound changes in the external development environment, the Bank adheres to its corporate mission of "serving the local economy, serving small and micro enterprises, and serving urban and rural residents." Upholding the corporate spirit of a "bank with six qualities — heritage-minded, accountability, vitality, strength, vision, and warmth" — and the values of "integrity, altruism, responsibility, and innovation," the Bank takes the four major strategies of "building the Bank on deposits, optimizing it through management, strengthening it through technology, and invigorating it through talent" as its overarching framework. With the vision of building a distinctive, localized, value-driven bank that is "specialized, innovative, Intelligent, excellent, and robust," the Bank continues to cultivate service characteristics and competitive advantages in inclusive finance for small and micro enterprises, rural revitalization, and international business. It vigorously promotes comprehensive inclusive finance, digital transformation, and convenient services, interpreting through concrete action the brand promise of "understanding your needs, thinking for you," and has truly blazed a path of differentiated, professional, and distinctive development.
Through prudent operations and pragmatic innovation, the Bank ranked 385th in The Banker magazine's "Top 1000 World Banks" 2025 list, and 83rd in the "Top 100 Chinese Banks 2025." In recent years, it has received honors including: "Exemplary Experience in Outstanding Contributions to Financial Support for Agriculture," "Award for Excellent Cases of Corporate-Culture Brand Communication," "Excellent Case of Financial Innovation for Rural Revitalization," "Excellent Practice Case of Inclusive Finance," "Case of High-Level Financial Opening-up," "Award for Outstanding Inclusive Financial Product Innovation," "Second Prize for FinTech Development," "Digital Agriculture Benefiting Award," "Leading Bank in Cross-border Finance," "Award for Outstanding Cross-border Financial Innovation Services," "Pioneer Bank in Social Responsibility," "City Commercial Bank of the Year for Growth," "Excellent Trading Institution in the Interbank Foreign Exchange Market," "Pioneering Enterprise in Consumer Rights Protection," "Sample of the Most Trusted Financial Institution by Zhejiang Merchants," "Most Satisfying Bank for Private Enterprises in Zhejiang Province," "Advanced Taxpaying Enterprise of Yiwu," "Advanced Unit in Donating to Education," "Yangtze River Delta Charity Star — Loving Unit," and "Corporate Donation Award," among others.
Looking ahead, the Bank will firmly grasp the key central role of Party building, actively deliver on the "five major articles" of finance, deeply understand the two strategic essences of "light capital" and "high quality," and diligently cultivate the "four major strategic markets." Within the overarching principle of "making progress while ensuring stability," it will resolutely shoulder its mission of "serving the local economy, serving small and micro enterprises, and serving urban and rural residents," continuously advancing toward the vision of becoming a "distinctive, localized, value-driven bank."
